About Us

We have been protecting families since 2009.

Everguard is an independent insurance agency built on a simple idea: families and businesses deserve an advocate who puts their interests first.

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Everguard Insurance team in their Hartford office
Why Everguard

What sets us apart from the rest.

For over 15 years, we have been shopping the market, comparing carriers, and fighting for better coverage at lower prices — so our clients never have to settle.

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50+ Carrier Partners

We are not tied to one company. We shop over 50 top-rated carriers to find the best combination of coverage, price, and service for your specific situation.

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Claims Advocacy

When you file a claim, your agent fights for you — handling paperwork, following up with adjusters, and pushing for the fair payout you deserve.

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35 Licensed Professionals

Our team averages twelve years of industry experience. Each agent specializes in specific coverage types so you always work with a true expert.

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15,000+ Policies Written

From personal auto to complex commercial portfolios, we have written over fifteen thousand policies for families and businesses across all 50 states.

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Full Digital Platform

Quote online, track claims in real time, and manage your policies from anywhere through our self-service portal — insurance that fits your schedule.

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98% Client Retention

Our clients stay because we deliver. Annual coverage reviews, proactive discount hunting, and always-available personal service keep families coming back.

Our Founders

Built on a promise to do right by our clients.

In 2009, Michael Harrington and Laura Chen left careers at two of the nation largest captive insurance agencies. They had watched too many families get sold policies they did not need and denied claims they should have won.

Michael Harrington

Michael Harrington

Co-Founder & CEO

After 14 years at a captive agency, Michael founded Everguard to prove that insurance could work for policyholders, not against them. He oversees operations, carrier partnerships, and the company vision that has grown Everguard from three agents to thirty-five.

Laura Chen

Laura Chen

Co-Founder & COO

Laura brings deep expertise in claims management and client advocacy. She built Everguard claims process from the ground up — a system that has handled over 40,000 claims with a reputation for fair, fast settlements and zero tolerance for denied coverage.

Our Approach

How we protect our clients.

Every Everguard relationship follows the same proven approach — built on listening, expertise, and relentless advocacy.

1

Listen & Understand

We start by understanding your life, assets, risks, and budget — not by pushing products. Every conversation begins with your needs.

2

Shop the Market

Your agent compares quotes from 50+ carriers side by side, analyzing coverage quality, claims ratings, and price to find the best fit.

3

Tailor Your Coverage

We build a custom protection plan with the right limits, deductibles, and endorsements — nothing you do not need, nothing left uncovered.

4

Advocate for Life

Annual reviews, proactive rate shopping, and full claims support. Your agent is in your corner for every renewal, every claim, every question.

Our Journey

Key milestones in our history.

From a three-person startup to one of the most trusted independent agencies in the country — here is how we got here.

1

Company founded

Our journey began with a vision to transform the industry.

2

First major milestone

We achieved our first significant goal and expanded operations.

3

Looking to the future

Continuing to innovate and grow with our customers.

What We Stand For

The values that guide everything we do.

These are not slogans on a wall — they are the principles our agents live by every day, in every client interaction, on every claim.

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Integrity First

We earn your trust through transparency. No hidden fees, no surprise exclusions — just honest coverage recommendations based on what you actually need, not what pays us the highest commission.

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Client Advocacy

We work for you, not the carrier. When it is time to file a claim, we fight to get you the settlement you deserve — handling the paperwork, following up with adjusters, and pushing for a fair outcome.

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Deep Expertise

Every agent is licensed, experienced, and continuously trained on the latest coverage options and industry regulations. Our team averages twelve years in the insurance industry.

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Community Roots

We live and work in the communities we serve. From sponsoring local youth sports teams to supporting food banks and disaster relief, giving back is part of who we are.

35+
Licensed Agents
50
States Covered
40,000+
Claims Handled
98%
Client Satisfaction
Our Network

We partner with the best in the business.

Our relationships with over 50 top-rated carriers mean more options, better rates, and stronger coverage for you.

Our Team

Meet the people behind your policy.

Our licensed professionals each specialize in specific coverage types — from personal auto and home to complex commercial and high-net-worth portfolios. When you call Everguard, you talk to a real person who knows your name, your policy, and your history.

Sarah Mitchell

Sarah Mitchell

Senior Insurance Advisor

Auto Home Life
Hartford, CT
(860) 555-0142
sarah@everguard.com
Contact Agent
James Thornton

James Thornton

Commercial Lines Specialist

Business Commercial Property Liability
Stamford, CT
(203) 555-0387
james@everguard.com
Contact Agent
Maria Gonzalez

Maria Gonzalez

Life & Health Insurance Agent

Life Health Disability
Hartford, CT
(860) 555-0219
maria@everguard.com
Contact Agent
Client Stories

Hear from the people we protect.

Long-term relationships, exceptional claims advocacy, and agents who go above and beyond — straight from our policyholders.

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We have been with Everguard for eleven years and have never once considered switching. Our agent Mark reviews our coverage every year without us even asking and has saved us thousands over the past decade by catching overlapping policies and finding discounts we did not know existed. It feels like having a financial advisor just for insurance.
Patricia & James Whitfield
Patricia & James Whitfield Policyholders since 2013
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When my basement flooded during a storm, my previous insurer tried to deny the claim by calling it groundwater seepage. I switched to Everguard and my new agent Tom reviewed the old claim, identified that the denial was incorrect, and helped me file an appeal that resulted in a full payout. I did not even know that was possible. Tom went to bat for me like it was his own home.
Anthony Reeves
Anthony Reeves Homeowner, Stamford CT
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As a small business owner, I was overwhelmed trying to figure out what commercial coverage I actually needed. My Everguard agent Lisa spent two hours walking me through general liability, professional liability, and workers comp — and she was honest about which policies I could wait on. She saved me from overinsuring when I was just starting out and scaled my coverage up as we grew.
Priya Sharma
Priya Sharma Founder, Sharma Design Co.

Ready to experience the Everguard difference?

Talk to a licensed agent today — no cost, no obligation.

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