We have been protecting families since 2009.

Everguard is an independent insurance agency built on a simple idea: families and businesses deserve an advocate who puts their interests first. For over 15 years, we have been shopping the market, comparing carriers, and fighting for better coverage at lower prices — so our clients never have to settle for less than they deserve.

Built on a promise to do right by our clients.

In 2009, our founders Michael Harrington and Laura Chen left careers at two of the nation largest captive insurance agencies. They had watched too many families get sold policies they did not need and denied claims they should have won. They started Everguard with three agents, one carrier partnership, and a conviction that insurance should work for the policyholder — not against them.

Fifteen years later, Everguard has grown to a team of 35 licensed professionals working with over 50 top-rated carriers. We have written more than 15,000 policies and handled over 40,000 claims for families and businesses across all 50 states. We have opened a second office in Stamford and launched a full digital platform for quoting, claims tracking, and policy management.

But the values have never changed. Every agent at Everguard still operates under the same founding principle: recommend only the coverage the client truly needs, fight for every claim, and never stop shopping for a better rate. That is the Everguard difference — and it is why 98 percent of our clients stay with us year after year.