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Coverage Gap Analysis
We review your current policies line by line and identify any gaps that could leave you financially exposed.
Book a Consultation
Talk to a licensed agent — free.
Whether you need new coverage, want a second opinion on your current policies, or just have questions — schedule a free 30-minute consultation. No cost, no obligation, no pressure.
Schedule your consultation
Select a HubSpot form in the module settings
What you will get from your consultation.
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Savings Review
We compare your current rates against 50+ carriers to see if you are overpaying — most clients save $500+ per year.
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Plain-Language Breakdown
We explain your coverage options in simple terms — no jargon, no fine print confusion, no unanswered questions.
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No-Pressure Advice
Get honest, unbiased recommendations with zero obligation to buy. We earn your business through great service.
How It Works
Three simple steps to better coverage.
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1. Book Your Time
Fill out the form above and choose a time that works — phone, video, or in-person at our Hartford or Stamford office.
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2. Meet Your Agent
A licensed agent reviews your situation, answers your questions, and explains your options clearly.
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3. Get Your Plan
Receive a written summary with personalized coverage recommendations and quotes from multiple carriers.
Why Everguard
An independent agency that works for you.
Unlike captive agents tied to one company, we shop your policy across 50+ top-rated carriers to find the best combination of coverage and price. Every agent is licensed, experienced, and dedicated to putting your interests first.
50+
Carrier Partners
$520
Avg. Annual Savings
30 min
Free Consultations
98%
Client Satisfaction
Client Stories
What clients say about their first consultation.
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I was nervous about switching insurance companies, but my consultation put me completely at ease. My agent explained everything clearly and found me better coverage for $800 less per year. I wish I had called sooner.
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I scheduled a consultation just to get a second opinion on my business coverage. Turns out I was significantly underinsured on liability. My agent fixed it and actually lowered my total premium by bundling.
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My agent took the time to review all five of our family's policies. She found overlapping coverage we were double-paying for and consolidated everything. The whole process started with one 30-minute call.
FAQ
Questions about consultations.
How long is a consultation? expand_more
All consultations are 30 minutes — enough time to review your current coverage, identify any gaps, and discuss your options in detail. If you need more time or have additional questions, your agent can schedule a follow-up at no extra cost.
Is there any cost for a consultation? expand_more
No, consultations are completely free with no obligation whatsoever. We believe in earning your business through great service, honest advice, and transparent recommendations — not high-pressure sales tactics.
What should I bring or prepare? expand_more
If you have your current insurance declarations pages or policy documents, bring those along — they help your agent quickly assess your existing coverage. If you do not have them handy, no worries at all. Your agent can work with whatever information you have and pull additional details as needed during the conversation.
Can I meet in person, by phone, or by video? expand_more
All three options are available — whatever is most convenient for you. When you book your consultation, simply let us know your preference. We have offices in Hartford and Stamford for in-person meetings, and our video consultations are just as thorough and personal as meeting face to face.
What happens after the consultation? expand_more
Your agent will send you a written summary with personalized coverage recommendations and quotes from multiple carriers. There is absolutely no pressure to buy or make a decision on the spot. Take your time to review everything, discuss it with your family, and reach out whenever you are ready — whether that is the next day or the next month.
Need help right away?
Call us at (555) 234-5678 for immediate assistance from a licensed agent.