Real stories from real policyholders.

After a tree fell on our house during a storm, I panicked. Everguard had an adjuster out the next morning and our claims advocate Mark walked us through every step. The entire claim — roof replacement, interior water damage, temporary living expenses — was settled within 10 days for the full amount. We have been with Everguard for seven years now and I tell everyone: this is what insurance is supposed to feel like.

When we bought our first home, we had no idea what coverage we actually needed. Our agent Lisa broke it down in plain English and made sure we had replacement cost coverage, not just actual cash value. Two years later when our basement flooded, that difference saved us over $15,000.

I own three rental properties and managing separate policies was a nightmare. Everguard consolidated everything into one landlord policy that actually costs less and covers more. The annual review process takes 30 minutes and saves me hours of headache.

Our condo association required a specific type of HO-6 policy that our previous agent could not figure out. Everguard found a policy that met every requirement and was $400 cheaper per year. Problem solved in one phone call.

I am a new driver and was quoted $4,200 per year by the first company I called. Everguard shopped seven carriers and found me full coverage for $2,600. They also set me up with a usage-based program that dropped it another $300 after six months of safe driving.

After my husband passed, I needed to restructure our life insurance and update beneficiaries across five policies. My agent Emily handled everything with incredible sensitivity and patience. She even found that one of our old policies had a conversion option we did not know about.

We bundled our auto and home insurance through Everguard and saved $1,800 a year. But what really impressed me was the umbrella policy recommendation — for $300 more, we got an extra million in liability coverage. Peace of mind I did not know I was missing.

We switched our entire fleet of 23 vehicles to Everguard and saved over $12,000 annually. But the real value showed up when one of our trucks was in an accident — their claims team handled everything so my drivers could stay on the road.

As a general contractor, I need GL, workers comp, commercial auto, and inland marine coverage. My previous broker made me deal with four separate carriers. Everguard consolidated it all, reduced my total premium by 18%, and now I have one agent who knows my entire operation.