Linden Family Health preventive care

We accept all major plans.

Aetna, Anthem, Blue Shield, Cigna, UnitedHealthcare, and Medicare — all in-network. Out-of-network claims supported on request. Cash-pay pricing posted online and quoted before any visit.

In-network

Plans we accept.

Aetna
Anthem
Blue Shield
Cigna
UnitedHealthcare
Medicare
Coverage

What's typically covered.

Coverage varies by plan, but here's how most visits and services fall under a standard PPO or HMO. We confirm specifics before every appointment.

  • 01

    Routine visits — fully covered

    Annual wellness exams, preventive screenings, vaccines, and well-child visits are covered at 100% by every plan we accept. No copay, no deductible required under ACA preventive care rules.

    Routine wellness visit
  • 02

    Labs & imaging — copay applies

    In-house labs and basic imaging fall under your standard copay or coinsurance. We post the cash price up front for anyone choosing to self-pay, and we won't run a test without quoting cost first.

    Lab testing
  • 03

    Specialist referrals — pre-auth needed

    Most plans require pre-authorization before referring to a specialist. We handle the paperwork end-to-end and follow up with your insurer so you don't get a surprise denial weeks later.

    Specialist referral process
  • 04

    Telehealth — same as in-person

    Every plan we accept covers telehealth at the same rate as an office visit. Same doctor, same chart, same copay — just over video. Same-day slots available before noon every weekday.

    Telehealth visit
How we bill

Three promises on the financial side.

  • No surprise bills

    If a procedure or test isn't covered, you'll know before it happens. We never run anything without confirming cost and getting your sign-off first.

  • Pre-visit cost estimate

    Anyone paying cash or with a high-deductible plan gets a written estimate before the appointment. The number we quote is the number you pay.

  • Flexible payment plans

    Any bill over $300 can be split into interest-free monthly payments. We'll set it up at checkout, no application or credit pull needed.

Common questions

Insurance & billing, answered.

  • What if my plan isn't listed?

    Call us with your member ID and we'll check eligibility within one business day. If we're out-of-network for your plan, we can still see you on a cash-pay basis and submit a superbill for you to file with your insurer for partial reimbursement.

  • Do I need a referral to see a Linden doctor?

    Not for PPO plans — book directly with any of our clinicians. HMO plans usually require a referral from your assigned PCP; if you want to make a Linden doctor your PCP, we can help you switch through your insurer in about a week.

  • Are vaccines covered?

    Yes. All ACIP-recommended vaccines (flu, COVID, MMR, Tdap, HPV, shingles, pneumococcal, etc.) are covered at 100% under preventive care by every plan we accept. No copay, no deductible.

  • What's the cost without insurance?

    Cash prices are posted on our pricing page. A new-patient visit is $295 (60 minutes), follow-ups are $165 (30 minutes), and same-day urgent visits are $195. Common labs and procedures are individually priced and quoted before they're run.

  • Can I use HSA or FSA for visits?

    Yes — copays, deductibles, cash-pay visits, and most procedures are HSA/FSA-eligible. We accept HSA/FSA debit cards directly, or you can pay any other way and we'll itemize a receipt you can submit for reimbursement.

  • How do you handle out-of-network claims?

    If you have out-of-network benefits, we'll submit the claim on your behalf and your insurer will reimburse you directly based on your plan's OON rate. We'll provide a coded superbill and follow up with the payer if anything stalls.

Coverage check

Not sure if you're covered?

Send us your insurer and member ID and we'll verify your benefits — copay, deductible, coinsurance, and whether you need a referral — within one business day. No commitment, no obligation to book.

CHECK YOUR COVERAGE
Linden Family Health front desk